Legal Indemnity Insurance for Residential & Commercial Properties

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Insolvency Act

The Insolvency Act legal indemnity insurance policy provides cover when a dwelling-house or flat based within England and Wales has been given away or transferred at less than its true value, or when part of the purchase price, typically the deposit, has been provided by someone other than the buyer. If the person who made the "gift" becomes bankrupt, it is possible for the gift to be set aside or overturned and for the trustee-in-bankruptcy to claim an interest in the property. The policy can also be used when property has been acquired by a surviving joint tenant.

For full terms, please see the Key Facts (download below).

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