Legal Indemnity Insurance for Residential & Commercial Properties


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Building Standards

This policy is also known as: ‘NHBC and/or Architects Certificate’ or ‘Building Warranty’

The Building Standards legal indemnity insurance policy provides cover for the mortgage lender when there is a lack of evidence that a valid NHBC certificate, or similar warranty, or architect’s certificate was given on completion of a newly-built house or flat over which the mortgage lender intends to take a mortgage.

The property should have been occupied for at least 2 years prior to the date on which cover commences by a buyer who bought the property in good faith from a seller to whom the buyer is neither related nor otherwise connected.

The policy does not cover the buyer or owner of the property.

The property must be based within England and Wales.

For full terms, please see the Policy.

  • Premiums from £200.00 incl. IPT
  • ‘Instant’ cover for residential properties
  • Up to £3m limit of indemnity
  • Comprehensive cover including automatic 5% inflation clause per annum for 10 years
  • Electronic policies
  • Monthly statement and numerous payment options
  • LOI can be increased at any point using our top-up policy
  • BACS and cheques accepted

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If you are unable to find the cover you are looking for, or if you simply wish for us to provide cover directly from our office, please contact us for a ‘Bespoke’ or ‘Direct’ quote.

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