Legal Indemnity Insurance for Residential & Commercial Properties


Tel: 01435 865 364
Fax: 01435 868 582

E-mail Request a call back

Flat / Maisonette

This policy is also known as: ‘Defective Lease’

The Flat / Maisonette legal indemnity insurance policy provides cover when the seller of a single private flat or maisonette based within England and Wales has confirmed that there have not been any problems with repairs and maintenance or the payment for them but may be unable to enforce necessary repairs to other parts of the building or obtain appropriate maintenance contributions from other tenants because:

  • the lease is defective
  • the landlord cannot be traced, or
  • the landlord has no obligation to take over the responsibilities of a management company that fails to perform its duties.

For full terms, please see the Policy.

  • Premiums from £175.00 incl. IPT
  • ‘Instant’ cover for residential properties
  • Up to £3m limit of indemnity
  • Comprehensive cover including automatic 5% inflation clause per annum for 10 years
  • Electronic policies
  • Monthly statement and numerous payment options
  • LOI can be increased at any point using our top-up policy
  • BACS and cheques accepted

Get a Quick Quote

Download IPID (PDF)

Download Demands and Needs Statement

If you are unable to find the cover you are looking for, or if you simply wish for us to provide cover directly from our office, please contact us for a ‘Bespoke’ or ‘Direct’ quote.

Show alert Show confirm